Jill Harris Farmers Insurance

Who we Are

We’re Here to Support You

As a resident of the San Diego for over 20 years, I’m proud to serve as your local multi-line insurance adviser in Carlsbad, CA. I help customers like you identify the insurance coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance.  I have the knowledge and experience to help you better understand your coverage options–whether that’s auto, home, renters, business, life insurance, financial solutions and more. We are a family owned and operated brokerage with a trusted, licensed and experienced team.  Our family means everything to Us and we strive to protect your loved ones and assets as we do our own! We also specialize in business insurance and workers comp.  Please contact us today so we can help protect what you are working so hard to build! 

Our Vision

The experienced agents at J Harris Insurance Services Inc. are dedicated to providing personalized service and convenience, as well as affordable coverage that simplify today’s overwhelming insurance market. You want the best insurance protection, but you also require clarification on the many options available that match up with your particular needs. Finding the most suitable plans and customizing insurance precisely for business owners, individuals and families, is what J Harris Insurance Services Inc. does best. Our insurance experts provide you with a clear picture of a wide range of solutions at the most competitive rates.

We’re professionals

Hear what our clients think about us...

"Jill made the decision so very easy.  She is incredibly knowledgeable, she is always available and most importantly to me she is not going to hard sell you.  She will give you the information you need to make a decision and then assist you with that decision.   I have referred everyone who will listen to her and she will be our agent for life."
Christopher F. Encinitas​
"Finding the right insurance agent is difficult. I've hit the jackpot with the Jill Harris Insurance Agency. She and her staff are extremely knowledgable. They explain policies in detail and work out the best plan within your budget and with the best coverage. They are easy to get a hold of and are very responsive and kind when I've called with questions.  I highly recommend this agency."
- Wendy W Tracey Ca
"I wanted to take a second to recommend Jose Montiel with Farmers Insurance. He has been a great resource for me and my people! He is detailed oriented and has a patience that makes me feel comfortable with all the questions I had. I would strongly refer Jose for anyone that needs insurance."
- Moose Mau
"Jill Harris's insurance brokerage has been a valuable resource to me and my wife as we've navigated the world of insurance, from questions with auto coverage, to homeowners, to insurance to cover our small businesses, they helped get all of our questions answered and aligned with the policies that were the best fit for us."
- Blake Baxter
"Jill has been my agent for 5 years with my personal coverage and 3 years with my small business now and it doesn't get better than Jill Harris and her staff! In all seriousness, we all know how difficult it is to find an insurance company, none the less an agent that is honest and really in the business to help you, get the best coverage you need, and walk you through everything step by step. She is super professional and more importantly HONEST! You have nothing to loose in at least getting a free quote from her and listening to her advice on almost any insurance question you can possibly have."
-Gina S Buena Park
"Jill is an amazing agent. She shows a great amount of professionalism, understanding, knowledgeable, and very accommodating. Finding an agent is difficult as it is, but with Jill and her staff, they make everything simple and it feels as if you are not dealing with an insurance company. Auto insurance, home/renters insurance, business insurance, and life insurance - there isn't anything she doesn't cover. If you are on the fence of changing insurance companies, Jill Harris is definitely an agent you want to go with at Farmers Insurance."
-Gina C San Diego
"Jill Harris and the Harris Agency have handled all of my insurance needs for many years. I currently have auto, homeowners, renters and life policies with Farmers. Jill has walked me through the process in every instance and has made sure that my family and I have the coverage that makes sense and lets us know we are well protected. I love that when I have a question or need to make a change, all it takes is a call or an email and it's handled - the right way, the first time, every time. Jill and her team are the best!"
- Robert K Sparks
"I have really enjoyed working with Jill and her husband Jesse. They are amazing people and always responsive to my needs. From a client perspective they have really served their community well and I trust their guidance. Thank you guys!"
-Brad Sund

What We Do

Insurance Services​

Cost Containment Programs

Claims Advisory Support

Risk Identification And Analysis

Comprehensive Insurance

Business Insurance And Liability

Retirement Consulting

Workers Compensation

Meet the team

Jill Harris

Insurance & Financial Advisor CEO

Jesse Harris

Commercial Insurance Advisor CFO

Jessica Montiel

Office Manager

Nellie De La Cruz

Customer Service Representative

Laine Klug

Insurance Specialist

Social Media

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